Real examples of how our technology can improve efficiency and fight fraud. Our customers use our products to build a better picture of who they do business with, prevent and investigate fraud, investigate crimes and keep communities safer. Do not sell or share my personal information. If it is more convenient to call us, feel free to give us a call and we will submit your requests for you. If you want to find out what companies know about you, here are five other reports businesses may use and how to get a copy of the data. These four make up 90% out of the 42 listed. We help our customers solve difficult problems in the areas of Anti-Money Laundering/Counter Terrorist . LexisNexis quoting and underwriting solutions use comprehensive data analytics tools to help insurers assess risk more confidently and provide an improved customer experience. Mistakes in your personal information (e.g., an incorrect address), as well as credit accounts that you don't recognize, should usually be disputed with the bureaus. Allow secure exchange of health data between systems for optimized patient experience. Select one to access its respective product portal. If you would like to see the information that is maintained about you in our system, you may request a copy of your LexisNexis Consumer Disclosure Report. National Credit File provides consumer credit reports from all three of the major credit bureaus, providing a standardized inquiry and result regardless of the credit bureau that supplies the credit report. We are part of LexisNexis Risk Solutions Group, a portfolio of brands that span multiple industries providing customers with innovative technologies, information-based analytics and decision tools and data services. LexisNexis advanced analytics draw on vast data resources, proprietary linking and big data technology to help insurers make faster and more informed decisions and improve customer interactions. Well forward your issue to the company, give you a tracking number, and keep you updated on the status of your complaint. All financial products, shopping products and services are presented without warranty. Hard inquiries usually cause a small drop in your FICO or VantageScore credit score, but the effect shouldnt last more than a year.4 Whats more, they wont stay on your credit report for more than two years. Use this credit dispute letter template to file a dispute with a creditor or debt collector. Implement an effective big data infrastructure that manages growing amounts of data for better insights, mitigating risk, and identifying key opportunities. If you think the LexisNexis/INS/P&C inquiry on your credit report is a mistake, then you can get it removed by disputing it with the credit bureaus or getting help from a credit repair company. 1. There are two types of inquiries that can appear on your credit report: The main difference between hard and soft inquiries is that hard inquiries will bring your credit score down by a few points, whereas soft inquiries dont affect your credit score. Feb 2020 - Present3 years 2 months. Protect retirement funds. Here is a list of our partners and here's how we make money. The company that has provided the incorrect information must correct the error, and notify all of the consumer reporting companies to whom it provided the inaccurate information. LexisNexis Small Business Credit Report with SBFE Data Expand your view of profitable small business lending opportunities by leveraging alternative data solutions. Find connections between individuals and providers. SYNCB/PPC: What Is It and Why Is It on My Credit Report? Predict, analyze and effectively respond to crime using actionable intelligence derived from law enforcement data analytics and technology. This product or service aggregates and reports data, as provided by the public records and commercially available data sources, and is not the source of the data, nor is it a comprehensive compilation of the data. Accurate Background, HireRight and Sterling Talent Solutions. How to See What 5 Data Reports Reveal About You - NerdWallet Find connections between individuals and providers. Coplogic Solutions Incident and Crash Reporting eliminates manual, time-consuming processes. Combine multi-dimensional physical and digital identity intelligence, contributory insights and dynamic, risk-based authentication to build identity trust. NerdWallet strives to keep its information accurate and up to date. Our customers use our products to build a better picture of who they do business with, prevent and investigate fraud, investigate crimes and keep communities safer. This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service. If you frequent casinos, racetracks or other gambling establishments, you may have a file. However, applications for credit pretty much always trigger hard inquiries, and screening for employment or insurance generally only triggers a soft inquiry. LexisNexis Health Care provides life sciences organizations with solutions and analytics that address data management, compliance and market intelligence needs. TALX Corp., a subsidiary of Equifax, runs it. Bridge gaps for better program integrity and care outcomes. LexisNexis fraud detection solutions use advanced analytics and comprehensive data to accelerate fraud mitigation, expand awareness of potential bad actors and eliminate friction in your customers transactions. How do I remove my information from LexisNexis? How to Opt Out of LexisNexis She earned a bachelors degree in journalism and mass communications from the University of Iowa. See how LexisNexis Risk Solutions helps agencies bridge traditional data silos and gaps to reveal and assess subtle indicators of business risk that can impact program eligibility, supplier relationships and investigations. By law, credit repair companies are not allowed to make false promises or charge you before theyve helped you. Debt Recovery Assessment boosts collections performance by helping you better segment & prioritize accounts for collection, while ensuring compliant practices. If your insurance carrier provided a reference number on the adverse action letter you received, please be ready to provide it, as well. LexisNexis now includes SageStream, which provides credit reporting to credit card issuers, retailers and providers of wireless phone service. LexisNexis Risk Solutions harnesses the power of data and advanced analytics to provide insights that help businesses and governmental entities reduce risk and improve decisions to benefit people around the globe. CLUE Inc. is affiliated with LexisNexis Risk Solutions. Credit Utilization: What It Is and How It Affects Your Credit Score, How to Dispute an Item on Your Credit Report, How to Remove Late Payments from Your Credit Report. When you apply for a job, find an apartment or switch insurance companies, routine personal background checks can reveal how much money you make, whether youve been late with rent or whether youve filed an insurance claim in the past seven years. Request Your Consumer Disclosure Report by Phone Consumers may request a Consumer Disclosure Report via phone at 1-866-897-8126 LexisNexis advanced analytics draw on vast data resources, proprietary linking and big data technology to help insurers make faster and more informed decisions and improve customer interactions. Protect against cyberthreats and fraud. P.O. Fraud prevention, identity verification, due diligence, compliance, PEP and watchlist screening, credit risk assessment, know your customer, big data solutions. Some of our articles feature links to our partners, who compensate us when you click them. There are really only two reasons why this might be happening: Youll see LexisNexis/INS/P&C on your credit report if an individual or business used one of the companys products to run a background and credit check on you. Unique alternative data sets enhance the picture of small and mid-sized business risk. Our opinions are our own. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. Our healthcare data security solutions promote ease of interoperability without compromising security. How do you extend more competitive offers to a wider range of applicants prime-to-subprime and thick-file to no-file - without increasing risk exposure or adopting bleeding-edge innovations? Debt Recovery Assessment boosts collections performance by helping you better segment & prioritize accounts for collection, while ensuring compliant practices. Fraud prevention, identity verification, due diligence, compliance, PEP and watchlist screening, credit risk assessment, know your customer, big data solutions. The Fair Credit Reporting Act gives you the power to see these reports for free and the ability to dispute data on them. It may appear on your credit report if you recently applied for an insurance policy. Enterprises can make smarter lending decisions across the credit spectrum by pairing traditional credit data with powerful, proven alternative insights delivering an improved understanding of credit risk that can help you see opportunity where others simply see risk. Identity verification and authentication, credit risk assessment, fraud prevention, investigations, due diligence solutions to increase revenue and efficiencies. Loads of searches on my credit report..? MoneySavingExpert Forum Put powerful physical and digital identity intelligence and fraud mitigation to work. Exceptional data and analytics capabilities that promote higher lift and profitability of customer acquisition programs. Moreover, while hiring a credit repair company can save you some time and hassle in disputing items on your credit report, they wont necessarily be able to erase valid inquiries or turn a bad credit score into a good credit score overnight. LexisNexis Risk Solutions Consumer Center P.O. LexisNexis insurance compliance solutions help carriers proactively manage complex regulatory requirements to reduce cost and increase operational efficiency. If youre certain that theres activity on your credit report under LexisNexis/INS/P&C that shouldnt be there, its possible youve been the victim of identity theft. LexisNexis Risk Management Solutions - Sign In Choose the option to allow switch processing to automatically route inquiries to a second bureau if your primary bureau returns a no hit or a thin file, or is experiencing an outage. Save Underwriting Expenses Leverage the Experience and Technology of an Industry Leader LexisNexis/INS/P&C stands for LexisNexis Property and Casualty Insurance. Toggle navigation SearchSubmit US - English Solutions by Country: United States - English United Kingdom - English Business Credit Report Request - LexisNexis Improve member experience. A more complete, contextual view of people, entities and their networks is critical for efficient, effective fraud investigations. SageStream is a consumer reporting agency that is regulated by the Fair Credit Reporting Act. CLUE (Comprehensive Loss Underwriting Exchange) Inc. Find out how lenders are looking to alternative data to regain confidence in understanding consumer credit worthiness. Clarify benefits eligibility, improve access and reduce waste with the industrys most robust identity and fraud solutions. Want nerdy knowledge thats personalized to your money? Simplify the overwhelming task of customer information management: Keep up with ever-changing data and leverage it into higher value across the enterprise. Products available for online sign in are listed below. Score a Better Future Increases FICO Score Understanding. What is LexisNexis/INS/P&C on My Credit Report? - FinanceJar LexisNexis Risk Solutions is committed to the responsible use and protection of sensitive consumer data. Authenticate identities in real-time with minimal friction. We specialize in that hard-to-find information on small and new businesses, their owners and related entities. To see your report: Check the company website. LexisNexis Risk Solutions Consumer Center P.O. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105, How to See What 5 Data Reports Reveal About You. After your request is submitted, you will receive a letter via U.S. Mail with details explaining how to access your report online. Find connections between individuals and providers. New York, United States. Dont want to wait? Insight and tools that lead debt collectors to the right parties, efficiently and compliantly. Browse articles for information about the industries we serve. Locating right-party contacts quickly and easily with access to public and proprietary data. SYNCB/PPC stands for Synchrony Bank/PayPal Credit. LexisNexis Consumer Center. Data prefill solutions from LexisNexis Risk Solutions leverage vast data stores and patented linking technology to provide complete and accurate information so that insurance carriers can process quotes, applications or claims quickly and with confidence. *Data Aggregated from FCRA Prospect Database April 2018. To also remove your name from the Equifax, TransUnion or Experian lists, call 888.567.8688. See how LexisNexis Risk Solutions helps agencies bridge traditional data silos and gaps to reveal and assess subtle indicators of business risk that can impact program eligibility, supplier relationships and investigations.